Stop paying expensive rental fees forever. Spread the cost of your new water heater, tankless conversion, or water softener across low monthly payments. Quick online application, on-the-spot approvals OAC.
Apply in about 5 minutes from your phone or computer. Simple, paperless, and zero pressure.
Spread your investment across affordable monthly payments. Terms typically range from 12 to 120 months on approved credit.
Most applicants receive an approval decision in minutes. No waiting days for an answer.
Financing provided by Financeit, Canada's largest point-of-sale lender for home improvement projects.
Use financing for water heaters, tankless conversions, water softeners, drain cleaning, and rental buyouts.
Tired of Reliance or Enercare rental fees? Financing gets you out of the rental cycle and into ownership.
Click the Apply Now button. The application takes about 5 minutes — basic info about you and the project.
Financeit reviews your application and gives you an approval decision, usually within minutes.
Once approved, our certified installers handle the rest. You make affordable monthly payments to Financeit.
Financeit works with a wide range of credit profiles. There's no fixed minimum to apply, but approval and rate offers depend on your credit history, income, and the loan amount. Applying does not commit you to anything.
The initial application uses a soft credit check that does not impact your credit score. A hard credit pull only happens if you accept a final offer.
OAC stands for "On Approved Credit." It means the rate, term, and monthly payment you're offered depend on Financeit's credit review of your application.
Yes — Financeit loans typically allow early payoff with no prepayment penalty. Confirm this in the loan agreement before signing.
Any of our installations and services — water heater installs (gas, electric, tankless), water softeners, rental buyouts, and any combination of products and labour.
Absolutely. Call us at 905-679-9420 and we'll walk you through the application over the phone or in person at the time of your quote.
It only takes about 5 minutes. Approval decisions are typically returned in minutes, with no obligation if you choose not to proceed.
All financing is provided by Financeit Corp. on approved credit. Rates, terms, and monthly payments depend on the applicant's credit profile and the loan amount. Water Heaters R Us is not the lender. See your loan agreement for full terms and conditions.